Comal County Property Tax Guide – Trends, Appeals & How to Lower Your Bill
📍 Comal County, TX | Updated: March 2025
Overview of Comal County Property Taxes
Comal County, located between Austin and San Antonio, is one of the fastest-growing real estate markets in Texas. With high-end homes, new developments, and strong vacation rental demand, property tax assessments have risen sharply in recent years.
Homes in New Braunfels, Canyon Lake, and Spring Branch have seen major increases in assessed values, especially lakefront properties, vacation homes, and new subdivisions. Many non-homesteaded properties, such as second homes and short-term rentals (STRs), are experiencing even bigger tax hikes due to their full-market valuation.
Additionally, low water levels in Canyon Lake and ongoing drought conditions have created concerns for property owners near the lake, as property values fluctuate based on lake accessibility and water availability. However, tax assessments often do not adjust downward to reflect these concerns, leaving many waterfront homeowners over-assessed and overpaying.
📌 Why It Matters: If you own a home, vacation property, or rental in Comal County, you may be overpaying on property taxes. Filing a protest can help reduce your tax bill significantly.
📞 Need help filing a protest? Get a Free Consultation
📊 Comal County Quick Facts
✔ 📍 Location: Texas Hill Country, between Austin & San Antonio
✔ 🏆 Size Rank: 67th largest county in Texas by land area (575 square miles)
✔ 👥 Population Rank: 29th most populous county in Texas (~180,000 residents)
✔ 🌆 Largest Cities: New Braunfels, Canyon Lake, Spring Branch, Bulverde
✔ 🏙️ Metro Area Rank: Part of the San Antonio-New Braunfels Metro Area
✔ 📈 Growth: One of the fastest-growing counties in Texas
✔ 🏡 Median Home Price: ~$475,000 (rising due to demand)
✔ 💰 Median Property Tax Bill: ~$9,000 per year
✔ 🏛️ Major Economic Drivers: Tourism, real estate, retirement living, manufacturing
✔ 🎡 Major Attractions: Schlitterbahn, Guadalupe River, Gruene Historic District, Canyon Lake
✔ 🚗 Major Highways: I-35, US-281, SH-46
📊 Comal County Property Tax Trends
📈 Property Tax Rates & Assessments
Average Property Tax Rate: 1.92% of assessed value (varies by jurisdiction).
Average Home Value: ~$475,000 (up 9.8% from last year).
Median Property Tax Bill: ~$9,000 per year.
🏡 Home Value Increases (Past 5 Years)
📅 Year 🏠 Avg. Home Value 📈 % Change
2021 💲**$400,000** 🔺 +7.5%
2022 💲**$425,000** 🔺 +6.3%
2023 💲**$450,000** 🔺 +5.9%
2024 💲**$475,000** 🔺 +9.8%
2025 💲**$520,000** (est.) 🔺 +9.5%
📌 Tip: As home values increase, property tax assessments rise too! If your home’s value jumped more than similar properties in your area, you may be overpaying on property taxes.
✅ What This Means: Homeowners are facing higher tax bills due to increasing property values. If your home’s appraised value is rising faster than similar properties in your area, you might be overpaying.
🔎 Not sure if your property is over-assessed? Check Your Comal County Property Value
Who Pays the Highest Property Taxes in Comal County?
Certain areas of Comal County, particularly lakefront homes, new subdivisions, and high-demand neighborhoods, pay higher tax rates due to tourism, development, and high-value properties.
💰 Highest Property Tax Rates by City
🏙️ City 📊 Est. Tax Rate 🏡 Avg. Home Price
New Braunfels 1.92% 💲**$500,000**
Canyon Lake 1.90% 💲**$600,000**
Spring Branch 1.88% 💲**$525,000**
Bulverde 1.85% 💲**$550,000**
📌 Tip: If your home is in a high-tax area, filing a tax protest can significantly lower your bill!
How to Protest Your Property Tax Assessment in Comal County
If you believe your property is overvalued, you have the right to appeal your assessment with Comal Appraisal District (CCAD).
📅 Key Deadlines for 2025
🛑 Notice of Appraised Value Sent: Early April 2025
🛑 Property Tax Protest Deadline: May 15, 2025
Step-by-Step Guide to Filing a Protest
1️⃣ Review Your CCAD Assessment
Visit ComalAD.org to check your property’s appraised value.
2️⃣ Gather Supporting Evidence
Recent sales data from similar properties.
Photos of property damage or defects affecting value.
Neighboring properties’ tax assessments (to compare values).
3️⃣ File a Protest with CCAD
✅ Online: Submit your appeal at ComalAD.org
✅ By Mail: Send a written protest to CCAD before the May 15th deadline:
900 S Seguin Ave
New Braunfels, TX 78130
✅ In-Person: Visit CCAD’s office in New Braunfels to file directly.
4️⃣ Attend Your Informal Hearing
CCAD may offer a settlement to reduce your valuation.
5️⃣ Formal Hearing
If no agreement is reached, you can present your case to the Appraisal Review Board (ARB).
🔹 Need expert help? Start Your Free Property Tax Review
💰 Save Money on Your Comal County Property Taxes
Don’t wait—appealing your property tax assessment could save you thousands per year. If you’re unsure where to start, Texas Tax Appeal can handle the entire process for you.
📧 Email: info@texastaxappeal.com
🌐 Start Your Free Consultation
🔹 Protest Deadline: May 15, 2025
📌 Don't Overpay! Check if You Qualify for a Lower Tax Bill.
🛠 Resources for Comal County Property Owners
📌 Comal Appraisal District (CCAD)- Chief Appraiser, Jeffrey J. Booker
📌 Comal County Taxpayer Liaison Officer- Kurt Andersen-Vie
📌 Comal County Tax Assessor- Kristen H. Hoyt
🏡 Unique Property Tax Situation in Comal County
Comal County’s lakefront properties, suburban expansion, and growing tourism industry have led to some of the sharpest property tax increases in the Hill Country.
✔ Luxury Homes & New Developments Seeing Higher Taxes: Properties in New Braunfels, Bulverde, and Spring Branch are experiencing higher tax assessments due to demand.
✔ Canyon Lake & Waterfront Properties Paying More: Lakefront homes and vacation properties are facing higher appraisals, especially non-homesteaded ones.
✔ STRs & Rentals Seeing Higher Assessments: Many vacation rentals, second homes, and non-homesteaded properties are taxed at full market value.
📌 What This Means: If you own a home, rental property, or land in Comal County, you may be overpaying on property taxes. Filing a protest could lower your tax bill.
📞 Get a Free Property Tax Review Today! 🚀
This guide provides an overview of Comal County’s property tax system, recent market trends, and how to appeal your assessment for potential tax savings.
🔹 Comal Appraisal District (CCAD)- oversees property valuations.
🔹 Comal County Tax Assessor-Collector- collects property taxes
🔹 Property Taxpayers' Bill of Rights
🔹 The deadline to appeal your 2025 property tax assessment is May 15.
📞 Need help filing a protest? Get a Free Consultation or Sign Up to Protest Now